The executives of Imperial Payments work with a network of funding sources focused on purchasing ISO portfolios and residual streams. Our goal is to provide our clients with a maximum possible valuation on their portfolios and, along the way, provide them with clear, professional and personalized service. Each situation is different, and we seek the best-fit partner who can closely analyze your current operations to develop and offer a flexible solution that is a win for your business needs and personal circumstances.

 

Please contact us to learn more.

Our goal: We want to provide you the maximum value for your portfolio.

 

There’s a lot of buzz in the payments industry about portfolio purchases, but many business owners have not yet made a decision to sell, often not knowing where to start, or what a fair purchase price is. If you are curious about your own portfolio and what it may be worth, our network for funding sources can quickly provide you clear and honest answers.

 

Our network is open to reviewing all credit card processing portfolios, from $5,000 per month to $1,000,000 per month and higher. There’s no risk and no obligation, so get in touch.

 

The biggest question you probably are asking: What is my portfolio really worth?

As with many things, the actual value of your portfolio or residual stream is dependent on many different factors such as age of portfolio, account concentration, net margin, attrition rates, length of time the portfolio has been in existence and the mix of merchants and industries represented in the portfolio.

A meaningful and honest valuation requires us to analyze a variety of metrics and other components to provide a top dollar estimate. Our network partners will generally need your residual reports from the past year and a copy of your ISO agreement for the initial analysis. Again, it will take around 5-7 days to return an estimate, but it will often be faster than this.

 

The next question you might ask: what is the process like and how long does it take?

The good news is that our network of funds has substantial liquid capital available and does not require a lengthy approval process from a traditional lending source. This means we can get a decision on your portfolio very quickly and move straight to closing the transaction. We see most transactions closed within 30 days, but again, each situation is different.

 

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